International comparisons of healthcare have found that the United States spends more per-capita than other similarly developed nations but falls below similar countries in various health metrics, suggesting inefficiency and waste.
This, along with transparent pricing, combines the best of market forces with a safety net for disasters. Following is a discussion of common questions and arguments about this plan: If someone leaves or changes jobs, money that has been paid in for years is lost.
If someone needs to leave a job due to illness, they lose coverage just when they need it the most. Also, even though they have been insured, a new policy will bring up the problem of preexisting conditions.
Also, this requires separate systems for those self-employed, or not employed. How about just having free healthcare for everyone? If consumers have no skin in the game, this tends to lead to excessive use, and lack of market forces on prices.
Many people can afford to pay for much of their care, and should be helped to budget to do so. Why not just let people save to pay for their own care? The policy needs to code for the lowest common denominator. Plus, no one could save enough for a truly catastrophic event.
Yes, you could, but if you run up a big medical bill and take bankruptcy, the cost is still passed on to the rest of us. The same tax or employer money that now goes to subsidize insurance companies would go directly into savings accounts owned by the individual, minus a small premium for the catastrophic plan.
Lots of health centers already have sliding-scale payments for the poor, which could be a further subsidy. Health care is too expensive for anyone to afford without insurance. But most of us manage to pay for our food and car repairs and cell phones without insurance, so why are normal doctor visits different?
Plus individuals paying directly rather than with our current layaway or rent-to-own pricing system will help to control prices by introducing market forces.
But most of our care needs have a wider window for looking at different types of intervention by different providers. For those, we need transparent pricing, and ways to pay with money we have budgeted for care.Health Care Reform: Revolution or Evolution - The change we need (Part 1 of 3) Sunday, May 29, by: Len Saputo Tags: health care, reform, health news.
Health care reform is a general rubric used for discussing major health policy creation or changes—for the most part, governmental policy that affects health care delivery in a given place. Health care reform typically attempts to.
10 Outrages Fixed by Health Care Reform – Part 3 April 6, 0; Outrage #6: Pre-existing Condition – Denied. If you ever saw a Dr.
for something minor, you may have a hard time getting new insurance. If you ever saw a Dr. for something MAJOR.
President Barack Obama has placed US healthcare reform at the top of his domestic agenda, and months of legislative work on the issue have resulted in five bills — three in the House of Representatives and two in the Senate — that proponents believe will move the country in the direction of universal coverage, a fairer insurance system, and slower escalation of health care .
Health Care Reform – Legal – Part 3: Longevity & Anti-Aging Medicine, Genomics, Robotics, Nanotechnology, and The New Healthcare Legal Landscape.
The focus on ACA’s provision requiring individuals to maintain health insurance coverage in (aka “the individual mandate”) is escalating, with insurers leading the charge.